WHO WE HELP

A financial planner at a large wealth management firm or bank typically has a thousand or more clients. Due to this, they do not have the ability to create custom plans or provide comprehensive advice around tax planning, insurance, your employee benefits, and many more areas. At Ignite Financial Planning, you are not a number. We know you, your family, and your most cherished financial goals. Since we only take on a select number of clients per year, we are able to cover many more areas of financial planning, meet more frequently, and provide advice for life.

We believe all successful investing is goal-focused and planning-driven, not market or reaction-driven. We do not attempt to time the market, pick stocks, make forecasts, or other predictions. Instead, we emphasize focusing on the items within our control: global diversification, managing behavior during market downturns, and tax efficiencies. We also aim to apply robust academic research to our process by incorporating various factors of returns. Learn more here.

The CFP® designation is the gold standard in financial planning. Most consumers believe that all financial planners are "certified," but this isn't true. Only CERTIFIED FINANCIAL PLANNER™ professionals are rigorously trained in 72 areas of financial expertise and must accrue thousands of hours of experience prior to earning their certification. With a CFP® professional, you get a financial planner partner committed to working in your best interest and the confidence that comes with building a comprehensive plan.– See more at the CFP Board'swebsite.

The Retirement Income Certified Professional® is the nation’s leading credential for building integrated and comprehensive retirement income plans. A key focus is understanding, choosing, and executing a sustainable retirement income strategy from available resources. The program, developed by more than 45 of the nation’s top financial retirement advisors, provides best practices in areas including: social security claiming, portfolio withdrawals, portfolio design, market downturn planning, medicare, long-term care planning, estate planning, and more.

CSLP® = Certified Student Loan Professional The CSLP Program is the most comprehensive training tool for financial planners who focus on student loan advising. CSLP certificants are able to accurately advise clients about student loan repayment within the scope of their financial goals. BFA™ = Behavioral Financial Advisor This certification program teaches techniques in behavioral coaching and goal development. It provides a holistic approach to strengthen the advisor-client relationship by better understanding emotions and behavior around money. CTS™ = Certified Tax Specialist This graduate-level certification is conferred upon candidates who complete an educational program focusing on personal income taxes and methods to reduce tax liability. This program is designed for financial planners who have clients interested in maximizing their after-tax returns as well as reducing their overall tax liability. Certificate in Blockchain and Digital Assets® This professional certificate created by the Digital Assets Council of Financial Professionals provides financial planners with the tools and knowledge to serve clients who are curious about bitcoin, blockchain and digital assets. Psychology of Financial Planning Specialist This professional program equips financial planners with knowledge and tools to better understand, engage, and serve clients. It includes techniques designed to understand clients Money Behaviors, Money Beliefs, and helps clients take action to achieve their goals.

Our services are designed for families & retirees who have accumulated at least $400,000 in investment assets. This may include employer retirement plans like 401(k), 403(b), 457(b) accounts, individual retirement accounts, brokerage accounts, or other investment accounts.

Many people believe they are hiring a financial planner to help them invest. While this is an important part of a plan, a good financial planner is at times a guide, a teammate, a confidant, and most importantly, someone who will listen and genuinely try to help. Our goal is to provide peace of mind, time savings, and financial value to help you reach your most cherished goals.

Our typical client is a busy family looking to build a long-term relationship with a planner and to delegate several financial tasks. We also serve retirees and those close to it. We enjoy playing an integral role in our clients' lives as they accumulate generational wealth, achieve retirement, and explore what's possible with their financial resources.

Yes. Client investments are held at Charles Schwab, a trusted and well-established custodian bank. Charles Schwab is insured by the SIPC for up to $500,000 per account type and are protected against losses resulting from the failure of a broker-dealer. An explanatory brochure is available at the SIPC website.